Choose payment in 3 or 4 installments

Payment for your order in 3 or 4 installments by credit card from €150 up to €6000 with Oney Bank.

Our partner Oney Bank offers a financing solution called 3x 4x Oney, which allows you to pay for purchases from €150 to €6000 in 3 or 4 installments using your credit card.

Conditions: This offer is reserved for private individuals (adult natural persons) residing in France and holding a Visa or MasterCard with an expiry date longer than the chosen financing period. Cards with systematic authorization such as Electron, Maestro, Nickel, etc., as well as e-cards, Indigo cards, and American Express are not accepted.

Subscription process

After completing your order, simply click the “3x 4x Oney payment by credit card” button.

You will then be redirected to our partner’s 3x 4x Oney web page showing a detailed summary of your order and the personalized financing request, which you must validate.

You enter your personal information or, if you already have a 3x 4x Oney account, you log in using your credentials. You review the general terms and conditions in PDF format so you can read, print, and save them before accepting.

You then confirm your acceptance electronically by ticking the corresponding box.

You acknowledge that the “double click” associated with the checkbox confirming acceptance of the terms constitutes irrevocable and unconditional agreement to the terms.

Unless proven otherwise, data recorded by Oney Bank constitutes proof of all transactions between you and Oney Bank.

Oney Bank reserves the right to accept or reject your financing request. You have a 14-day withdrawal period to cancel your credit agreement.

How it works

The 3 or 4 installment payment by credit card allows you to pay for your order as follows:

- an initial payment, debited on the day your order shipment is confirmed;

- two or three installments, each equal to one third or one quarter of the order, charged at 30 and 60 days for the 3-installment option, and at 30, 60, and 90 days for the 4-installment option, including fees of 1.56% of the total order amount for 3 installments and 2.34% for 4 installments (capped at €25 for 3 installments and €50 for 4 installments).

- 3-installment payment available from €150 to €6000

Example: For a €150 purchase, €52.34 upfront, then 2 monthly payments of €50. Credit duration: 2 months with a fixed APR of 20.89%. Financing cost: €2.34, capped at €25.

- 4-installment payment available from €400 to €6000

Example: For a €400 purchase, €109.36 upfront, then 3 monthly payments of €100. Credit duration: 3 months with a fixed APR of 21.01%. Financing cost: €9.36, capped at €50.

Conditions as of 04/05/2023 subject to change. For more information, visit oney.fr

Special promotional conditions

For 3-installment free payment: financing cost is 0% of the order total. Example: €150 purchase, €50 upfront, then 2 payments of €50. Credit duration: 2 months at 0% fixed APR. Cost: €0.

For 4-installment free payment: financing cost is 0% of the order total. Example: €400 purchase, €100 upfront, then 3 payments of €100. Credit duration: 3 months at 0% fixed APR. Cost: €0.

Oney Bank - SA with capital of €51,286,585 - Registered office: 34 avenue de Flandre, 59170 CROIX - RCS Lille Métropole 546 380 197 - ORIAS no. 07 023 261 - www.orias.fr - Correspondence: CS 60006 - 59895 Lille Cedex 9 - www.oney.fr